Consumers who want to save interest charges on large loans, such as a home mortgage or auto loan, usually comparison shop for the "best deal." Comparison shopping for a credit card is also an excellent practice because terms and conditions of the account can make a difference in how much consumers pay for the privilege of borrowing. Consumers are often amazed at some of the "hidden" costs of some credit cards. With information in this fact sheet, Utahns can compare credit card terms they have already accepted with offers received in the mail and or over the telephone. The goal is to assist consumers in finding credit cards with terms best suited for their spending and repayment habits.
Gorham, Liz Ph.D and Goetting, Marsha A. PhD, "Financial Fitness: Selecting a Credit Card" (1998). All Archived Publications. Paper 214.