Date of Award:

5-2013

Document Type:

Thesis

Degree Name:

Master of Science (MS)

Department:

Human Development and Family Studies

Department name when degree awarded

Family, Consumer, and Human Development

Committee Chair(s)

Jean M. Lown

Committee

Jean M. Lown

Committee

Alena C. Johnson

Committee

Lisa K. Boyce

Abstract

The Investor Education Seminars are taught by the Utah Division of Securities to educate consumers and make them more aware of investment fraud. This research study evaluated the seminar in order to assess the effectiveness of the four classes in helping consumers achieve financial capability. A logic model was used to outline program objectives and to determine the research questions.

Individuals who registered for the seminars were invited to complete three surveys for this study: a pretest, posttest, and three-month follow-up survey. A comparison group that had not yet attended the Investor Education Seminars was asked to complete the same three surveys. Initially, there were 81 respondents in this survey, 46 seminar participants and 35 non-participants. Overall, the results from this program evaluation were positive, and while changes may be made to improve the effectiveness of the seminars, participants reported that they were satisfied with the series and would recommend the seminars to others in the future.

The Transtheoretical Model of Change (TTM) is a theory that describes the process individuals go through to make positive behavior changes. There are five stages that individuals progress through, and many participants in the treatment group progressed from struggler on the pretest to saver on the posttest.

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